← Level 3 – Planner

10 / 12 ⏱ 20 minutes Premium

Project: a class trip

A ceiling, M/W/L, a reserve, a till, a calendar, zero, plan B. One paper.

One trip paper, not ten chats

The project: one sheet. A ceiling, lines with labels, a reserve, who watches the till (an adult), dates, what when it runs out, plan B. Practice numbers, if there is no trip. When there is, a teacher says the numbers — you do not throw them onto Discord.

This is the third big project of the course (after pocket money and a list). A shared till has rules.

Filip starts a group “till” and collects card numbers. Eliška one sheet onto a teacher’s desk. A teacher takes the sheet. Filip’s group is a risk and a ranking. The course takes the sheet.

💡

What does not fit on one page is too much. Simplify. Three M, one reserve, one W in private, one B.

The sheet is a plan

The sheet holds the team in one truth. A chat has twenty truths. That is why a sheet.

Do not copy someone else’s pocket-money amounts into the sheet. Only the till. Privasi.

Plan B: if they closed entry — a park, a game in a backpack, a snack. B is not “someone will top up”. B is another action in the limit.

Inflation: check entry when the sheet is old. A soft number.

You do not carry everyone’s money home. An adult.

Eliška wants to shorten it to “it will be fine somehow”. Filip asks what the lesson Project: a class trip is for, when a table can do a sum. A sum does not count respect, a PIN, a trap or an envelope. The core is: A class trip = one sheet with a till and plan B. A chat is not a till.

Adults pay the rent. The card, the account and the PIN belong to a parent. A child’s email does not belong here. Pocket-money numbers do not belong on the network. If you break these rules in the lesson “Project: a class trip”, you know a word, not the course.

Eliška’s sheet: a ceiling 270/head of the till, entry 150 M, food 80 M, a reserve 40, a souvenir W pocket, date 15.5., a deposit 0, when it runs out: cross out W + a teacher, B: a park by the river. Filip: 40 messages, 0 ceiling. Filip’s trip dies in a chat.

Practice numbers, not a bank statement. Eliška has 80 Kč in the want envelope. Filip pushes a step this lesson can name. When Eliška uses the core, either it waits for a parent, or it fits the envelope. If not, anger and a hole are left — proof of pressure, not that the lesson is pointless.

⚠️

No QR “send it here” from a classmate. No collection email. A school path that a teacher says.

Why this right now

You are in the course Money with Martin, level Planner. You can write numbers in a notebook or a table, but the topic is money and decisions, not Excel formulas. The account, the card and the PIN belong to a parent. A child’s email does not belong here. Do not put pocket-money numbers on the network.

This is not the Sheets with Martin course. A table may help, but the mark of success is a decision, not SUM.

You will know this lesson by one sentence: A class trip = one sheet with a till and plan B. A chat is not a till. When you can say it to a parent or a teacher, you have the core. The rest is practice, not magic.

Plan B in the next lesson sticks onto the sheet. With no sheet B lives in a head and vanishes under stress.

If you skip this, the next lesson in level Planner will stand on fog. One page exists. A collection in a chat does not. An adult is by the till. It is not a test for marks. It is a safety net, so “Project: a class trip” is not only a heading.

Four things you will build from the course

The course has four small projects. You do not have to do them all at once. Today you add only what this lesson can do.

🪙 Pocket money

A 14-day record: income, spending, balance. What you do not write down is as if you did not spend it — and that is a lie.

Pocket money: your souvenir W on the edge of the sheet, not in the till.

🚌 Class trip

A budget, a reserve, a plan B. A shared till has rules.

This IS the trip project.

🎮 Game shop

V-bucks and a loot box are a purchase. A subscription keeps going.

A game on the bus from the till no.

🧾 Stall / mini-company

Cost, price, profit. Three numbers for the class.

A stall on a trip: only when the sheet and a teacher say so.

Workshop: one page

A practice trip. Fill the sheet. It is not a collection. Show a parent or a teacher, not the class chat with numbers.

  1. A ceiling, 3 lines, a reserve, a date, the till = an adult.

  2. When it runs out: a sentence. Plan B one line.

  3. A souvenir W outside the till.

  4. Cross out everything that is a name + a classmate’s amount.

You count with a page. A group with cards is an anti-project. Delete it if it started. A sheet is enough.

Pocket money: Pocket money: your souvenir W on the edge of the sheet, not in the till. Do not write someone else’s amount, a PIN, an IBAN or “how much a classmate gets” next to it. A rule and a practice number are enough — or an honest zero.

Class trip: This IS the trip project. Do not write someone else’s amount, a PIN, an IBAN or “how much a classmate gets” next to it. A rule and a practice number are enough — or an honest zero.

Game shop: A game on the bus from the till no. Do not write someone else’s amount, a PIN, an IBAN or “how much a classmate gets” next to it. A rule and a practice number are enough — or an honest zero.

Stall: A stall on a trip: only when the sheet and a teacher say so. Do not write someone else’s amount, a PIN, an IBAN or “how much a classmate gets” next to it. A rule and a practice number are enough — or an honest zero.

What to tell a parent with no wage and no account number: “Today I went through project: a class trip — A class trip = one sheet with a till and plan B. A chat is not a till.” If they have no time, a slip in the notebook is enough. Stories and class chat are not enough.

The sheet has a ceiling, a reserve, an adult, B. If you cannot see this, let the next lesson wait. It is not shame. It is a hole in the chapter, not in you.

Practice: a sheet, or a chat?

What is the project?

  1. One page with a ceiling. Yes?

  2. A group collecting cards. Why not?

  3. Plan B “someone will top up”. Why weak?

  4. Debtors’ names on the sheet onto a noticeboard. Why not?

Now you 💪

Go through three checks. By each one, tick in your head: do I see it, or not?

  1. The sheet has a ceiling, a reserve, an adult, B.
  2. A chat is not a till.
  3. Privasi of folders holds.

If something is missing, go back to the steps above. It is not a test for marks. It is a safety net, so you go on with certainty, not with a mess.

Check: One page exists. A collection in a chat does not. An adult is by the till.

What to take from this lesson