Money with Martin

Money with Martin

Pocket money, a discount, a card and a scam — 12 lessons per level. Not Excel and not a hunt for riches.

Numbers, decisions, scams. This is not an Excel course and not a hunt for riches. A table can help; the topic is money and your head. The account and the card belong to a parent. Each level has 12 lessons.

Four projects: pocket money, a class trip, a game shop, a stall / mini-company. レベル 1–2 free. From Planner a parent pays separately.

チートシート

• Income, spending, balance. What you do not write down is as if you did not spend it — and that is a lie.
• 50% off what? “Free” with postage is often not free.
• A subscription keeps going until you cancel it. A game purchase is still a purchase.
• PIN, a limit and a lost phone: tell a parent. A QR payment — check the name.
• “You won” and it rushes about money → no. A loot box is a bet in game skin.
• A loan from a chat friend is red. Crypto does not belong here.
• Mini-company: cost, price, profit. Three numbers are enough for the class.
• Respect: adults pay the rent. You learn to decide about pocket money.

用語集

• Balance — what is left after spending. Not “how much I had on Monday”.
• Budget — a plan, not a wish. Want / must / later.
• Reserve — money you must not spend on a sale.
• Interest — a loan hurts because you pay back more.
• Subscription — a payment that repeats until you stop it.
• Cost — what the goods cost before you sold them. Profit = price minus cost.

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